Many small business owners in Las Vegas, NV are under the impression that their business is too small to need an umbrella insurance policy. However, this couldn’t be further from the truth. In reality, small businesses are often the ones who need umbrella insurance the most. At Red Rock Insurance, we understand the unique needs of small businesses and we’re here to help you get the coverage you need to protect your business from any potential liability.
Here are just a few of the benefits of having umbrella insurance for your small business:
What is Umbrella Insurance?
This policy is a type of liability insurance that provides coverage over and above the limits of your other policies, such as homeowners and auto insurance. Umbrella insurance also covers claims that other policies exclude, such as slander, false arrest, and libel.
Why Do Small Businesses Need Umbrella Insurance?
Small businesses are often targets of lawsuits because they usually don’t have the deep pockets that large corporations do. This means that if your small business is sued, you could end up losing everything — your home, your savings, and your livelihood. Umbrella insurance can provide you with the financial protection you need in case of a lawsuit.
How Much Does Umbrella Insurance Cost?
The cost of umbrella insurance depends on a number of factors, including the size of your business, the type of business you have, your claims history, and the amount of coverage you need. However, umbrella insurance is relatively affordable, especially when you consider the peace of mind it can provide.
Get Umbrella Insurance for Your Business Today
As a small business owner, you can’t afford to take chances when it comes to protecting your business. An umbrella insurance policy from Red Rock Insurance in Las Vegas, NV can give you the peace of mind you need to know that you and your business are protected from any excessive claim. Contact us today to learn more about our umbrella insurance policies.
