Category: Insurance

If you’re a renter, it’s imperative that you have renter’s insurance. Not only is it probably required by your landlord, but it offers valuable coverage that protects you in several ways. From the first day you rent, you must have a renter’s policy in place to protect yourself. Call us today at Red Rock Insurance in Las Vegas, NV to get a policy for your rented home.

It Protects Your Belongings

If something happened to your home that destroyed or damaged your belongings, your renter’s insurance could pay for them to be repaired or replaced. The sum value of all your belongings can be considerable, and few people can afford to replace everything. It’s best to have renter’s insurance and know that your possessions are safer.

It Protects Your Liability

Renter’s insurance also includes liability coverage. This is important to keep you safe in case anyone has an accident while at your place. If this were to happen and someone was injured, you’d be legally responsible for their injuries and the costs that they cause. Accidents can be costly. This is true even when the injuries are relatively minor. Keep renter’s insurance just in case of any injury by a third party in your home.

It Protects Your Comfort

With renter’s insurance, if your home is made uninhabitable, you won’t have to try to stay in it. After a damaging event, your renter’s insurance can pay for you to stay somewhere more appropriate while the repairs are being made to your home.

Get Renter’s Insurance

When it’s time for a renter’s policy, we can help. Call Red Rock Insurance in Las Vegas, NV, to get started.

Vegas is the city of glitz and glamour, so it makes for a great backdrop for your beautiful classic car. Keep in mind, though, that when you are cruising down the boulevard for a car show or parade, you want to ensure that your classic car is protected with an appropriate amount and type of insurance. This is where the knowledge and experience of our agents at Red Rock Insurance serving the Las Vegas, NV area come in.

Our agents can assist you with all things related to classic car insurance. First of all, in the state of Nevada, your vehicle must be at least 25 years old to be considered a classic car. Also, all vehicles in the state of Nevada, including classic cars, must have at least liability insurance.

What Does Classic Car Insurance Cover?

Liability Insurance

This type of insurance will protect you if you cause an accident when driving your classic car to or from an event. Keep in mind that classic cars are not to be used for everyday use insert only be on the road to get to and from special events.

Comprehensive and Collision Insurance

Classic car comprehensive insurance will cover your vehicle if it is damaged by some sort of incident, such as a natural disaster, fire, or vandalism. Classic cars appreciate, and value versus depreciating and value like regular cars do over time. This means that the value of your car will be predetermined and that is the amount of insurance that will help you repair or replace your vehicle if it is damaged, destroyed, or stolen.

Collision insurance will help you out if your classic car collides with an object or another vehicle when you are out and about enjoying a drive in your beautiful classic car.

Consult With Us

To create the best classic car insurance policy for you and your vehicle, contact our experienced and trusted classic car insurance agents at Red Rock Insurance serving the Las Vegas, NV area today!

When you are in the process of choosing a renters’ insurance policy, there is no shortage of questions and concerns that are bound to arise. With the guidance of Red Rock Insurance in Las Vegas, NV, you are able to receive answers to all of your queries in a timely and efficient.

Here are a few things when it comes time to decide on a renters’ insurance policy that best fits your needs:

The Importance of an Accurate Inventory

In order to decide on the proper amount of coverage that is required, the renter in question must be willing to provide a complete inventory. The last thing that you want to do is purchase a policy that does not actually address your true concerns. Your policy should also reflect any potential liability concerns that may exist. It is not enough to merely write down a list of all of the items that you currently have in your possession.

Knowing The Particulars

It is important to know which items are covered and it is equally important to know which items will not be covered. The more that you know about the particulars, the easier it is to zero in on the policy that best aligns with your living situation. Don’t make the mistake of assuming that a renters’ insurance policy is going to cover every item that you have. Speak to our professionals first.

Learn More About Each Type of Coverage

Some renters may require a policy that is centered around the actual cash value of their items, while other renters may only need to worry about replacement costs. Our team of experts is more than happy to explain these crucial differences to our prospective clients, giving them the tools that they need to make the most informed decision possible.

Consult With Us

Once you are ready to get started, our professionals are here to address any potential issues that you may have. To learn more about the renters’ insurance policies available to you in the Las Vegas, NV region, please be sure to schedule a consultation with Red Rock Insurance.

Now that you have your classic car in your garage, it’s time to begin the restoration process. It’s easy to rush into the restoration process and stumble upon these three common restoration mistakes. Before you get started, we at Red Rock Insurance in Las Vegas, NV want you to know what to look for when you begin your restoration project.

3 Classic Car Restoration Mistakes To Avoid 

Skimping on Your Research

In the excitement of buying your classic car, it’s tempting to jump right into the restoration work. As hard as it is to delay working on your project, it is absolutely essential to do thorough research on restoring your classic before you start work on it. Don’t wait until you run into unexpected problems to do that Google search or buy the restoration guidebook; do it/buy it now!

Rushing Parts Purchases

It may seem like it makes sense to buy all of your parts at once at the beginning of your project. This can be a costly mistake, however! Yes, you will have to replace some parts of your classic – that’s just part of the restoration process – but you may not have to replace everything you initially think you will. Save yourself the headache of returning parts you don’t need and buy parts as you go.

Skipping Specialized Insurance Coverage

You may think your standard auto insurance is sufficient to cover your classic, but that would be the biggest mistake you could make! Your new baby is going to appreciate in value rather than depreciate like a regular car, so you need classic car insurance to make sure your classic’s real value is covered in the case of disaster.

Get The Right Coverage For Your Needs

Call us at Red Rock Insurance, serving the greater Las Vegas, NV community, to find more!

Renters insurance is an often overlooked type of insurance that many renters tend to skip out on. However, it’s important to note that a good portion of your personal possessions such as electronics or jewelry may be covered in case anything happens. Red Rock Insurance, serving the greater Las Vegas, NV is here to assist with this vital insurance coverage. 

What renters insurance covers

One of the main benefits of renters insurance is protection from theft. If a burglary occurs in your home and any expensive or valuable items are stolen, these items would be protected under your policy. This covers not only the item itself but also what it’s worth at the time of loss. Renters insurance can even cover damage caused by natural disasters like floods or fires.

There are some common misconceptions when it comes to renters insurance. The first is that you only need it if you own pricey items, such as jewelry or a laptop. However, this is not the case. While it is true that more expensive items may be covered in your policy, even small and inexpensive personal possessions like clothing or books are generally covered too. It’s also important to note that many policies will protect you from liability should someone get hurt while at your home.

Finally, another common misconception about renters insurance is that it’s incredibly expensive. In fact, this type of coverage can actually be quite affordable, especially compared with the cost of replacing your belongings or paying a medical bill for an injury caused by yourself or a guest at your residence. If you want peace of mind knowing that you are fully protected in case of any incident, renters insurance is an option worth looking into.

Give Us A Call

At the end of the day, renters insurance is certainly a type of insurance every renter should have. For more information, call Red Rock Insurance today. We serve the Las Vegas, NV area. 

For many, a classic car means antique car shows on the weekends and road trips when the weather is sunny. Given that a classic car is both desirable and collectible, the cost to own, maintain, and restore is often more than your daily driver. Consequently, you want to be confident that you have the right insurance policy on the vehicle. Whereas standard car insurance takes into account depreciation, age, and mileage when determining the value of your vehicle, classic car insurance is a fixed value that is agreed to by all parties. 

Classic car insurance is similar to traditional auto insurance in that it offers the same coverage for collision, comprehensive, property damage, and bodily injury liability. Not only does classic car insurance cover the vehicle for an amount that’s agreed to by the owner and insurer with the option to increase it over time, but also it can help cover the cost of specialized repairs or restoration if the vehicle is damaged. 

When determining if a vehicle qualifies for classic car insurance, insurers start by looking at its age. Typically, a vehicle must be at least 25-years old to qualify. Additionally, classic car owners will need to agree to stringent requirements to maintain their classic car insurance that includes mileage limitations, storage requirements, and agree that the vehicle will not be driven daily. If you plan to take the vehicle to car shows and auto club events are sure to verify with your insurance provider that this is allowed as you may need to purchase additional coverage. 

Red Rock Insurance in Las Vegas, NV is your local source for classic car insurance. Give us a call or stop by our office to learn more about our insurance offerings. 

Red Rock Insurance serves the Las Vegas, NV community. We strive to help our clients obtain custom policies designed to navigate their unique risks. We offer multiple types of coverage to help our clients protect their assets. We are committed to serving the local community with honesty and integrity.

Renters Insurance Guide

If you are staying in a luxury Las Vegas, NV rental property, you need coverage. While your landlord is responsible if something happens to the building, they do not cover your personal items inside the building. That’s why renters insurance is an asset. Renters insurance covers your personal items if they are damaged or if you are a victim of theft. Take inventory of your personal items once you move in. Taking inventory is beneficial because it gives you an accurate assessment of how valuable your items are, and it makes things run smoothly if your items need to be replaced or repaired. If you have luxury items at your condo, you will have to amend your policy in order to fully cover everything. Adding extra coverage is the only way to fully cover your luxury possessions if they are stolen or vandalized.

Liability coverage is important. Liability coverage protects you if an invited guest suffers an injury while visiting your property. One minor slip could cause a broken leg or a sprained knee. Liability coverage will handle the injured party’s medical treatment. Liability coverage also protects you if you accidentally damage your neighbor’s property. Perhaps you are cooking, and you accidentally start a fire that spreads to your neighbor’s unit. Liability coverage will protect you in this situation.

Red Rock Insurance Will Help You Cover Your Assets

Visit our website to learn more information about renters insurance.