Category: RV Insurance

Over the last decade, many people in Las Vegas, NV, have sold their homes and decided to live a nomadic lifestyle in their RVs. If you are one of those people using your RV as your primary home, you should ensure you have adequate coverage to protect yourself and your belongings. Red Rock Insurance can provide advice on finding the right RV policy for your needs.

The Importance of Full-Time RV Insurance

Full-time RV insurance protects owners who live in their recreational vehicles for more than six months during a calendar year. These comprehensive solutions provide peace of mind, giving you all the coverage you would receive from a regular RV policy and more. This type of insurance is similar to a homeowner’s policy, as it covers the owner for personal liability, property damage, injuries to others, and similar risks that could occur while the RV is parked.

Owners using their RVs as primary residences are exposed to additional risks that those who only use them for a few weeks or months out of the year don’t experience. For example, if your motorhome sustains damage that makes it unlivable, you’ll need to find temporary living arrangements until the repair is completed. Similarly, you may need to cover medical and legal fees if someone becomes injured inside your RV. 

What Full-Time RV Coverage Provides

Owners who live in their RVs full-time have other considerations, too. Some RV parks charge a homeowner’s association fee for park repairs if you stay at the facility for a specific time length. Full-time coverage generally provides policyholders with higher coverage for liability and medical payments.

Protect your RV home by customizing your policy through Red Rock Insurance, serving residents of Las Vegas, NV. Contact our office today to get started on your coverage.

At Red Rock Insurance, we can help you prepare for your extended Las Vegas, NV vacation by providing strong RV insurance. If you aren’t sure why you need a policy, read through this article to get an idea of what great coverage can do for you.

Do You Need Specialized Insurance?

Typically, you can use your normal RV insurance policy when on a long vacation and don’t need specialized coverage. A typical RV insurance policy covers many different concerns to ensure that you’re safe. If you’re planning a long trip, you need to make sure that your policy is up to date and covers everything that you need. Just a few types of policies you might want to get include:

• Collision Protection: Though you might park your RV for an extended vacation, collision insurance protects you when you’re going to and coming back from your trip. 
• Comprehensive Help: This type of policy will repair your RV after problems like fires, floods, hail, and animal incidents impact its structural integrity and threaten your vacation.
• Personal Belongings Coverage: During your long trip, make sure you have this kind of protection to ensure that none of your belongings get stolen. 
• Vacation Liability: Protecting yourself with extra liability is great if you plan on staying in a busy campground and don’t want to deal with the potential risks of lawsuits. 

Contact Us Today to Learn More

Don’t let your next big vacation turn into a nightmare. Instead, get RV protection from our team at Red Rock Insurance to ensure your big Las Vegas, NV trip goes smoothly. We’ll do whatever we can to help you, including providing hands-on support that makes sense for your specific needs as a camper, no matter how long your trip is.

If you are like most people, your RV is your home away from home. And that is why you should treat your RV security similarly to your home security. The friendly folks at Red Rock Insurance are here to help you with tips on how to protect your RV from theft in Las Vegas, NV and the surrounding areas. 

How To Protect Your RV From Theft 

Install Security and GPS

Today, modern technology makes it easier than ever to keep your RV safe. A security system, similar to ones used in homes, can be installed and linked with smart devices so that you can always keep an eye on your RV. Alerts can be sent to local emergency services if there is a breach in security. 

GPS tracking can also be installed. If your RV is stolen, GPS tracking can help authorities find your RV quickly. 

Change Locks After Purchase 

You should remember when you buy an RV that other people have keys to the vehicle. You will need to change the locks in order to prevent theft. You really have no way of knowing who has access to the RV with old keys. It could be several people. To stay safe, always have locks changed and get new keys. 

Lock Up Every Time 

Regardless of how comfortable you are with the area your RV is parked in, you should always lock up when leaving or when turning in for the night. Just because the people you know in the area are safe and trustworthy, doesn’t mean others can come into the area who are not. 

Give Us A Call

If you would like to learn more about RV insurance, please contact us at Red Rock Insurance serving Las Vegas, NV and the surrounding areas. We will be happy to help you. 

An RV is a great way to travel and spend time with family and friends. To make the most of your RV ownership, you need to have proper insurance in place. At Red Rock Insurance, serving Las Vegas, NV and the surrounding areas, we can help you better understand your insurance options. Keep reading to learn more.

Is Auto Insurance Good Enough For My RV?

You can use an auto policy to operate your RV legally in some cases. However, you should be aware that an auto policy may not be sufficient if you are traveling long-term in your RV or have decided to live in your RV. 

If you are living or traveling long-term, you will want an insurance policy that covers the vehicle and your personal belongings. A regular auto policy will not accomplish this. 

How Much Coverage Do I Need?

The amount of coverage you will need will depend upon the type of RV you have, any improvements you may have made to the vehicle, and the value of your personal belongings housed in the RV with you. 

The best way to navigate these details is to sit down with an insurance agent. They are trained on collecting this information and using it to create an insurance policy that meets your particular needs. You will need to inform the insurance agent about any personal belonging that you want to be included in the value. 

If you would like to learn more about our services, or if you require insurance coverage, please contact us at Red Rock Insurance serving Las Vegas, NV and the surrounding areas. We will be happy to answer your questions and help you find the right policy for your needs.